Your money is safer
than in your wallet.

Unlike traditional banking apps, PayKi has a Zero Timeout policy. Switching apps or locking screen instantly revokes access. You must create a fresh biometric proof (FaceID/TouchID) for every payment.

Write-Once-Read-Many logging. Every action is cryptographically signed and stored in an immutable ledger. Even our engineers cannot modify or delete transaction history.

Ready for the Post-Quantum era. We use NIST-standard Kyber-1024 (ML-KEM) to protect your keys against future quantum computer attacks.

Real-time AI monitoring for AML (Anti-Money Laundering) and fraud detection. Suspicious patterns trigger immediate blocks and manual review.