We are building the
financial internet.
PayKi was born from a simple idea: Sending money should be as easy as sending a text message. And as free as email.
Our Mission
The card networks (Visa, Mastercard) were built in the 1960s for plastic cards. They are slow, expensive, and outdated.
We are leveraging Open Banking (PSD2) and SEPA Instant to create a direct bank-to-bank payment layer. No middlemen. No hidden fees. Just pure value transfer.
2026Founded
MilanHQ
70+Banks Supported
10k+Users